Monday, February 9, 2009

Who Wouldn't Want a $15,000 Tax Credit for Buying a Home????

Carolina Pines Realty is excited to share with you a Press Release from Senator John Isakson’s website, which describes the NEW $15,000 tax credit to individuals who purchase a home in the next year. This Amendment effects us ALL and is NOT JUST FIRST TIME BUYERS! Read on…….
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FOR IMMEDIATE RELEASEWednesday, February 4, 2009
Senate Unanimously Approves Isakson Amendment to Stimulate Housing MarketHomebuyer Tax Credit Revived Market in 1975 and Would Work Today
WASHINGTON – The U.S. Senate today unanimously approved an amendment by U.S. Senator Johnny Isakson, R-Ga., to stimulate the nation’s declining housing market by offering a $15,000 tax credit to individuals who purchase a home in the next year.

“It is time to fix America’s problem, not throw money at the symptoms. It is time to fix housing first. It is rare that we have a road map to success in times of difficulty, but this country has once before realized a housing crisis every bit as bad as the one we have today and economic troubles every bit as dangerous,” Isakson said. “We have a pervasive housing problem, and we have a historical precedent that works. I am proud this Senate has joined together, learned from history and repeated a method that worked by adopting this amendment.”

We are thrilled to share this information with you. You may or may not already be aware of it. Please click HERE which will take you directly to Senator Isakson’s website and explains the Isakson Amendment in greater detail. Now keep in mind - this is not finalized yet and in this uncertain economic climate - who knows how it may change. But the point is - there are steps being taken to assist hombuyers and homeowners.

If you’d like to talk about exactly what this may mean to YOU, give us a call and we’d be happy to explain it, as well as how this may effect the already in place the $7,500 tax credit.
Don't forget you can also visit our website at http://www.carolinapinesrealty.com/ and search for homes in our local MLS without passwords. Come and see what your money can buy for you here in North Carolina -- you will be AMAZED!

Monday, February 2, 2009

First Time Buyers or Anyone Who HAS NOT Owned a Home in the Last 3 Years - Read On......

GREAT NEWS FOR...

First Time Home Buyers
or Anyone Who Has NOT Owned a Home in the Last Three Years


There are TWO programs being offered RIGHT NOW to help you make your dream of owning a home become a reality:

1. The $7,500 Federal Housing Tax Credit; and
2. The USDA’s Rural Development Housing Program

Are you ready to move in to your very own home?
Then read on, as I explain the basics of these two programs:

$7,500 Tax Credit Program - Here is the “jist” of the $7,500 tax credit which applies to single taxpayers earning up to $75,000 and married couples earning up to $150,000 and who have NOT owned a home within the last three years:

• The tax credit is available for first-time home buyers only.
• The maximum credit amount is $7,500.
• The credit is available for homes purchased on or after April 9, 2008 and before
July 1, 2009.
• Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.
• The tax credit works like an interest-free loan and must be repaid over a 15-year period.

Here is a link for you to review this proposal in more depth:
http://www.federalhousingtaxcredit.com/
and, if you have further questions, here is a link to their frequently asked questions page which is also very helpful:
http://www.federalhousingtaxcredit.com/faq.php

Now with regard to rural development, North Carolina is lucky to have quite a few areas that qualify for USDA Rural Development Housing Program Dollars.

Did you know that USDA is accepting applications for $45.8 million in loans and grants to support rural communities and spur economic development through the Rural Economic Development Loan and Grant program? You can look through the site, as well as search for homes that directly qualify for that program.

Here is a link to the USDA Rural Development Housing Program:
http://www.rurdev.usda.gov/

Blaise is your direct link to these two programs. Give us a call at 919-491-2885 and let him explain these programs to you in detail.

Don’t wait – you only have until July 1, 2009 to take advantage of the $7,500 tax credit.

Monday, January 26, 2009

Easy Come, Easy Go.....



It came..... it went...... but not without a whole bunch of attention. We did get our snow (almost 7 inches) and it hung around for about 3 days -- plenty of time for the Reccas, and everyone else to go outside and have some fun. Another great thing about North Carolina is - while we don't get much snow, when we do - EVERYTHING shuts down, or delays so everyone can take a deep breath and take advantage of the beauty and the opportunity to share some down time with those who matter most!

Monday, January 12, 2009

With 2-6 Inches of Snow in the Forecast for Raleigh, I Do Believe a Pot of Chili is in Order!!

Finally -- Raleigh, North Carolina is slated to get some snow. We've been waiting all season long. And while that is what many people LOVE about North Carolina - the fact that we don't get much snow -- that is the ONE THING I would change. I LOVE SNOW - the more the better. So bring it on Baby!

In honor of our projected snow forecast, today is going to be the perfect day to drag out mom's recipe and make some chili. EVERYBODY loves chili... and EVERYBODY has their own recipe.

Blaise is from New Jersey and I am from Ohio -- and in Ohio -- we LOVE our chili. Ever heard of Skyline Chili? It is the best -- but impossible to duplicate. I know - I've tried. That's ok though because my mom made the best homemade chili ever, and I'm going to share her recipe with you.

HERE'S WHAT YOU NEED:

1 pound ground beef (sometimes I use ground turkey or a combo of the two)
1 cup chopped green bell pepper
1/2 - 3/4 cup chopped onion
3 tablespoons chili powder
At least! - 2 cloves garlic, minced
2 (10.75 ounce) cans condensed tomato soup
1 (15 ounce) can each of Kidney, New Orleans and Chili Beans. I cut the kidney and Chili beans cans in half and only use half but I use the entire Orleans beans can WITH THE LIQUID.
1 tablespoon distilled white vinegar
1/4 teaspoon ground cinnamon
1/4 cup shredded Cheddar cheese

HERE'S WHAT YOU DO:

In a STOCK POT over medium heat, cook ground beef, green pepper, onion, chili powder and garlic, until beef is browned and vegetables are tender. Drain fat off of beef/vegetable mixture.
Add beans, tomato soup, vinegar and cinnamon to soup, and bring to a boil. Reduce heat and cook on low for at least two hours. I keep a can of tomato juice handy and add a bit to the chili as it's cooking to keep it from cooking down.

(You can also add chili powder, red pepper flakes, etc. to kick it up a bit. It's up to you. Growing up my family did not like spicy food, so my mom's chili was mild, but Blaise likes his chili spicy so we add a ton of spice.)

Here comes the important part - dish it up and sprinkle with LOTS of shredded Cheddar cheese. I like sharp Cheddar. You can serve it in a bowl with our without spaghetti, with or without elbow macaroni, and with or without additional chopped onions on top. We like it loaded with cheese AND onions.

Chili is super hearty and super easy - and leftovers taste even better.
Hope you try this recipe - and Enjoy!

INCREDIBLE HOMES VALUES - here in North Carolina!


We know you've heard how BAD the real estate market is right now . It seems every time we turn on the television there is more bad news about foreclosures and lagging home sales.
Now - Are you ready for some GOOD news? When you DO sell your home (and you WILL) and you find yourself ready, willing and able to finally make your dreams of moving to North Carolina a reality -- there is a BRAND NEW HOME waiting for you here in the Raleigh area for THOUSANDS, and in some cases, TENS OF THOUSANDS of Dollars off, or with THOUSANDS of dollars in incentives or BOTH!

I took time today to search our local Multiple Listing Service for NEWER homes in three popular price ranges (1) $125,000-$175,000, (2) $175,000-$275,000, and (3) $285,000-$400,000 you won't believe what I found. Home values in the Raleigh area are some of the best in the country. Here is a small sampling of the incentives being offered....

In the $125-175,000 price range:
MLS#1632816 is offered at only $149,900. An extraordinary value for this beautiful cape cod style home located in the heart of The Town of Wake Forest, a historic little town just on the outskirts of Raleigh . Wake Forest is a highly sought after area with wonderful schools, several parks, charming historic district and small historic downtown area. It's beautiful tree lined streets and sidewalks invite neighborly gatherings all year long.
CLICK HERE TO SEE THIS HOME: RES - Buyer Full

The Seller of MLS # 162990 is offering to pay $3,000 in closing costs PLUS giving purchasers a $1,000 Home Depot Gift Card. This home is located in the popular Wake County School District, and is currently listed at only $162,200, and the added incentives makes this gorgeous home all the more attractive.
CLICK HERE TO SEE THIS HOME: RES - Buyer Full

In the 175-$275,000 price range:
MLS #1617351 is located in charming and growing Johnston County. This gorgeous home has 1200 square feet upstairs ready to finish making the grand total of square footage 2881. This seller is offering buyers an incentive by paying for closing costs or offering a price reduction. Johnston County boasts many bedroom communities of Wake County only minutes away from Downtown Raleigh, and Research Triangle Park. CLICK HERE TO SEE THIS HOME: RES - Buyer Full

And finally, in the $285-$400,000 price range, hang on to your seat because you're not gonna believe this:
How about a beautiful Parade of Homes Prize Winning 2600+ square foot home, situate on a gorgeous, wooded 1 1/2 acre lot for only $350,000! This stunner is brand new, and located in beautiful Franklin County. Minutes from Raleigh and Research Triangle Park , Franklin County is an up and coming area offering extraordinary value in new construction.
CLICK HERE TO SEE THESE HOMES: RES - Buyer Full

We're not kidding when we tell you week after week in our newsletters that because of the over-
abundance of new construction in North Carolina , builders of new homes and sellers of newer resale homes are offering INCREDIBLE incentives in EVERY price range. Combine this with the super low interest right now and you've got the perfect combination for making your dream of owning a home in beautiful North Carolina a reality!

So - what are you waiting for? Come on down (or up - whatever the case may be!) to North Carolina . Set aside a weekend and let Blaise or I give you a personal tour of the beautiful Triangle area and get you "inside" to see some of these gorgeous homes. Let us help you make your dreams of moving to beautiful North Carolina -- a REALITY today!
And don't forget to check out our Carolina Pines Realty Website where you, yourself can type in those MLS numbers mentioned above, right into our search engine and see not only the homes featured in this newsletter, but search the entire Multiple Listing Service of this area WITHOUT PASSWORDS!

If you find that you have any questions about the information you see here, on our website, please don't hesitate to contact us. It's our pleasure to talk to you and share whatever information and knowledge we have.

NEXT WEEK: Some Spicy HOT Recipes for Cold Winter Days!

Monday, January 5, 2009

First Time Buyers & Sellers Must Read This.....

Happy New Year!

With 2008 Finally Behind Us,
Let’s All Look Forward to the Promise
Of a Joyous, Peaceful and Prosperous 2009.


We hope everyone enjoyed a joyous and peaceful holiday season. We certainly did and we’re back at work and ready to roll up our sleeves to help you accomplish your New Year’s Resolution of finally making a move to North Carolina!!

We wanted to start the year out by sharing with you a recently published New York Times article that addresses the amazing situation first time home buyers are finding themselves in right now. With interest low, inventory high and motivation for sellers extremely high -- buyers could not be in a better position to take the plunge NOW.

And Sellers, this article addresses you too. With interest rates so low, motivated first time home buyers are going to be out and about looking for that perfect dream home – which very well could be the home YOU are trying to sell.

So to all of our Buyers AND Sellers – take a moment and click on this link to read the New York Times article which we think you will find very informative. And be sure to contact us if you have any questions or comments on it.

In the meantime, don’t forget to visit our Carolina Pines Realty website where you can search the Multiple Listing Service with no passwords, as well as find a wealth of information on living, working and playing in North Carolina. Again – Happy New Year to all of our past, present and future clients. We look forward to working with you to make 2009 a very joyous, peaceful and prosperous year!

Blaise & Cathie Recca

Monday, December 1, 2008

The Countdown Begins.....

24 Days Until Christmas!!
Can you believe it? Where the 2008 go? It seems like we were just discussing spring time planting.


North Carolina is brimming with holiday spirit. Beautiful crisp blue sky days makes our holiday weather perfect for enjoying the outdoors -- whether it's piling the kids in the car with hot chocolate to check out the lights, enjoying winter sporting activities in Asheville, or taking the family skiing at one of the many nearby ski resorts. Nearly every family has its own traditions.

The Recca family puts up our Christmas lights the week before Thanksgiving so we can light up the neighborhood Thanksgiving night. It's a tradition we've been following since Sal was little. We're usually the first in the area to have our lights up and on.

Along with decorating the house, we typically venture out on at least one holiday excursion. Last year we drove up to Washington, DC (only 4 hours away) the week before Christmas to check out the State Trees and a few museums. We may even do that again this year. But one of our favorite places to go during the Christmas season is The Biltmore Estate, over in Asheville, NC.
The Biltmore Estate was actually first opened on Christmas Eve in 1895.
(click here to see some pictures of Christmas at the Biltmore)

I'm a history buff by nature, and love reading about places that we are planning to visit, or have visited already. If you're interested in a brief history of The Biltmore Family Estate, read on. I stumbled across this information somewhere on the internet ( I can't remember where.) It's a pretty interesting story.

In 1888, George Vanderbilt, youngest grandson of business tycoon Commodore Cornelius Vanderbilt, visited the Western North Carolina mountains with his mother. Asheville, North Carolina was a high-society health retreat for those looking for a rugged, yet pleasant retreat from the pressures of the Northeast. At 26, George Vanderbilt recognized the area as a perfect spot for an estate. He envisioned an estate that would not only showcase his collection of art, but also become a self-supporting business. He had traveled extensively throughout Europe, and believed he could bring a landed barony to America.

Also, George Vanderbilt was not without his competitive streak, and sought to create an estate to rival those belonging to his siblings in the Northeast. The Vanderbilts had a tradition of building lavish homes, a tradition begun by the Commodore. As a self-made man, Cornelius Vanderbilt and his wife Sophia found themselves not entirely accepted into Northeastern fashionable society so their lavish homes became a symbol of both their success and their gentility.

George Vanderbilt purchased 125,000 acres of land. Today, both Pisgah Forest and the town of Biltmore Village occupy land once owned by Vanderbilt. He called his holdings "Biltmore" - combining Bilt, the name of the Dutch town where his ancestor's originated, and more, the Old English word for open rolling land. Then Vanderbilt assembled his design team for the future estate.

Richard Morris Hunt, a popular society architect, became the designer of the Biltmore House. He had already built several homes for George's brothers in the Northeast. Hunt modeled the Biltmore House after early 16th-centure French châteaux. The design was very ornate and required an immense amount of materials. A special rail spur had to be laid between the depot in a neighboring village and the estate to carry the tons of materials used. Construction of the house required an immense amount of manpower, from the local laborers to world-renowned craftsmen. Vanderbilt spared no expense and, in fact, found himself in some financial difficulties by the time the estate was finished. Even the incredible wealth of the Vanderbilts had limits.
Vanderbilt wanted his house to be not only a showcase for his extensive art collection, but also a technological marvel. Vanderbilt included such cutting-edge technology as central heating, electricity, running hot and cold water to upstairs baths, a fire alarm, cold-storage mechanical refrigeration (using circulating chilled brine solution), an elevator, an electric communication system for calling servants, and a swimming pool with underwater lighting. Guests often marveled at these wondrous conveniences.

A prestigious landscape architect, Fredrick Law Olmstead, supervised the surrounding grounds. Olmstead had designed parks, including New York's Central Park and the U.S. Capitol grounds, and was a pioneer in conservation. Although Vanderbilt had originally wanted extensive parkland, Olmstead recommended a combination of a 250-acre pleasure park surrounded by commercial timber forest. This plan worked nicely with Vanderbilt's desired for the estate to be profitable. Renovation of the forest was handed over to Gifford Pinchot, who later established the U.S. Forest Service.

Olmstead's mix of wild areas and formal gardens could deceive at first glance. For example, the three-mile-long approach road to the house appears to snake through natural forest. In reality, the land was too overworked, overcut and rough in its natural state. Olmstead virtually sculpted the land before planting anything. Then he transplanted seedlings from all over North Carolina. These native plants were supplemented with plants grown in the Biltmore nursery, including decidedly non-native plants such as the bamboo groves. The design of the approach road intended to mix deciduous trees, pines and shrubs to offer an interesting drive during any time of year.

The estate was formally opened on Christmas Eve 1895, though even then, some of the rooms in the house were not complete and remain so even today. In 1898, Vanderbilt married socialite Edith Stuyvesant Dresser. Together, the Vanderbilts became known as excellent employers throughout the area. In addition to employing an 80-person staff, the estate also contained working farms and a commercial timber operation with its own mill.

George Vanderbilt introduced new farming techniques to the region and was instrumental in the founding of the Biltmore Forest School, the first institute for scientific forestry in America. The conservation techniques of these early foresters remain influential in American forestry today. The Vanderbilts also started Biltmore Industries to teach traditional handcrafts such as woodworking and weaving. Mrs. Vanderbilt also set up the School for Domestic Science to train young women in housekeeping skills. These training opportunities allowed local people to make better wages.

After the death of George Vanderbilt in 1914, Edith Vanderbilt continued to be active in community affairs. She deeded close to 87,000 acres to the federal government to preserve Pisgah Forest for public enjoyment. The Vanderbilts' daughter Cornelia married John Cecil in 1924. Edith Vanderbilt moved out of the house in 1925, when she married Senator Peter G. Gerry, and left the Cecils to manage Biltmore affairs. In 1930, the Cecils opened the estate to the public in order to revitalize Asheville's economy with a tourism boon.

Even today, George Vanderbilt's grandchildren continue to benefit the region through employing a 650-person staff to maintain Biltmore House for public enjoyment. Change also continues, in 1979, William Cecil remodeled the Biltmore dairy barn to be used as a winery and beef cattle have been added to the farm operation.

If you're planning on paying us a visit here in North Carolina to look at homes, try and save a day or two to check out The Biltmore Estate. The Asheville area is beautiful any time of year, but particularly so during the holidays.